“Accidents happen.” How often do we hear this axiom rattled off as a justification for life events — some of which have devastating consequences? How about: “it’s no use crying over spilled milk?”, which is often repeated when a mistake is made and one party just wants to move on. But what if one person’s negligent actions have accidentally caused irreparable harm to another? Should the injured victim simply allow that every terrible mistake could never have been avoided, whether on the part of a distracted driver in an auto accident or a large corporation that knowingly puts its employees in danger? Those accidents cannot be ignored. The injured parties cannot turn a blind eye to the hardship they must face as a consequence of these “accidents”, including, but not limited to, extensive medical treatment, loss of wages or even death? Most victims and objective parties would agree: no, the victim should be able to file a lawsuit and be fully compensated for their injuries. But even when justice appears clear-cut and self-evident, the legal system has a way of punishing the plaintiff (i.e.: the victim of a negligent act who brings suit against a defendant). Even with a sound case that has strong liability and clear damages, a plaintiff could wait for months and years to see the awarded settlement on their case. Insurance companies, for individuals and corporations, are well aware of their advantageous position as entities that carry a sizable amount financial weight; weight which they use to delay litigation proceedings or appeal initial verdicts, compelling injured and financially strapped plaintiffs to settle early and for less than what they could potentially achieve if they were in a similar financial position. If you are a plaintiff and don’t think that this applies to you, consider this: insurance companies will be well-versed in litigation strategy. If you’ve been injured and either lost wages or your job, you could be looking at a lawsuit that eats into your savings, putting you and your family at risk of debt if and when your lawsuit takes longer to settle than anticipated. While waiting for the settlement money that will resolve all of your debt, give you the leeway room to pay household expenses and look for a new job, you will have run yourself into even more debt and ruined credit. Instead, a plaintiff should make sure to stack the cards in their favor. With a lawsuit loan, plaintiffs can receive immediate financial relief. A lawsuit loan company will select cases for funding based on the merit of each case, and once assessed plaintiffs will get the support they need to carry their lawsuit to its successful conclusion. The amount of the loan will be commensurate with the predicted total amount of the settlement. Repayment of the loan will be taken from a portion of the settlement amount after previous liens and lawyers’ fees have been accounted for. A lawsuit loan is of tremendous use to plaintiff’s that need money now. Plaintiffs interested in pursuing a lawsuit loan can always consult with a legal funding provider and their attorney to consider their options. About the Author: Steven Medvin is the Executive Director of SMP Advance Funding, LLC, which provides lawsuit funding to individuals who need a lawsuit loan for pending lawsuits. For more information please visit www.smpadvance.com.